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Personal and personal insurance concept - an object abstract between the palms. Close up.

What is Run-Off Insurance? Why Do I Need It?

Various insurance policies are written on a ‘claims made’ basis. This means that they will only respond to claims which are made against an insured and notified to the insurer during the policy period, irrespective of when the work was performed by the insured. If the policy expires, no additional...
Portrait of pretty young woman working at modern food factory and inspecting macaroni on production line, copy space

Product Liability – The Other Half

What is General Liability? A standard General Liability Policy will provide two sections of cover, public liability and product liability.  From these two sections a liability policy will cover compensation for third parties for any personal injury, property damage and advertising injury.  The two sections are very different to each...
Recall Extension (Cardboard boxes on conveyor roller in distribution warehouse, Delivery and packaging service concept background.)

Product Recall Expenses Extension

What is it? Product Recall Expenses can be an extension on a Public and Products Liability (also known as Broadform or General Liability) policy. Whilst many businesses mitigate their risk in the event a product actually occasions bodily injury or property damage, there can be expensive repercussions for a business...
Design & Construct vs standard Professional Indemnity(Two engineers going through routine checks)

Design & Construct vs Standard Professional Indemnity

Design & Construct (D&C) vs standard Professional Indemnity Insurance- who needs what? Professional Indemnity Insurance is no longer just for traditional professionals like Accountants, Solicitors, Consulting Engineers and Architects.  Today, many other entities need Professional Indemnity insurance and standard PI policies are not suitable. Berkley Insurance Australia’s specialised Design and...
Berkley Insurance Australia is a Finalist for Insurance In-House Team of the Year 2020

Berkley Insurance Australia is a Finalist for Insurance In-House Team of the Year 2020

Berkley Insurance Australia (BIA) Australia’s specialist Insurer has been recognised for its dedication to service by the prestigious Australasian Law Awards 2020.  Their expert claims team has been selected as a finalist for the Insurance In-House Team of the Year. The Australasian Law Awards has been a tradition within the...
Head of the Department Holds Laptop and Discuss Product Details with Chief Engineer while They Walk Through Modern Factory.

Public & Products Liability Insurance Vs Professional Indemnity Insurance

What Is Public and Products Liability Insurance? Public and Products Liability Insurance also known as General Liability (GL) protects you and your business against financial loss arising from your legal liability to pay compensation to a third party when they have suffered a personal injury, property damage or an advertising injury. ...