Medical Malpractice Insurance

Medical Malpractice insurance is a professional indemnity insurance policy specifically designed for healthcare professionals.  It protects an Insured against claims for compensation arising from the provision of healthcare services.

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Errors or omissions in the provision of your Professional Services
Loss of or damage to documents
Dishonesty of Insured Persons
Fines & penalties
Breaches of intellectual property rights*
Breaches of contract
Fraudulent & dishonest acts
Emergency First Aid
Medicare and Medical Fund Fraud

*We only provide coverage for breaches of intellectual property rights and defamation.

Doctors Room
  • Alternative and Natural Medicine practitioners
  • Private hospitals
  • Day Surgeries and Medical Centres
  • Diagnostic screening including Pathology and Radiology Clinics
  • Aged Care Facilities
  • Registered health practitioners
  • NDIS Service Providers
  • Public/Government Hospitals
  • Private Hospitals providing Accident & Emergency or Intensive Care Unit Services
  • Independent blood banks
  • Clinical Trials
  • Abortion Clinics
  • Registered Medical Practitioners
  • Euthanasia Clinics
  • Chiropractors
  • Maternity/Obstetric procedures/Midwives 
  • Any risk where the Proposer’s headquarters are domiciled in the USA


Hospital room

Claims Example

Our Insured provides independent health screening and assessment services.  A 60 year old male (the claimant) suffered a heart attack during his assessment and was taken to hospital where he recovered.  The claimant subsequently commenced proceedings against our Insured seeking compensation alleging he suffered the cardiac arrest as a result of the insured’s assessment process which included some minimal exercises and exertion.  The insured denied it was negligent and caused the incident.

BIA instructed its panel lawyers to investigate and defend the claim on behalf of the insured (including obtaining expert evidence as required).  The insured maintained its original position throughout the proceedings (being supported by BIA’s panel lawyers and the expert evidence).  The proceedings progressed to a Court ordered mediation where a robust defence was adopted and maintained.  The matter ultimately resolved with the claimant agreeing to discontinue its proceedings against the insured.

Costs associated with investigation and defence of the matter were covered under the policy.

Distribution warehouse

Management Liability Insurance

Management Liability Insurance will protect Directors and Officers as well as the Company against a Wrongful Act committed in the management of the Company.

work office

Professional Indemnity Insurance provides protection for your business against a claim made by a client alleging they have suffered a financial loss as a result of your negligence or a breach of professional duty from services provided by your business.


Public & Products Liability Insurance

Public and product liability insurance protects businesses from paying compensation to a third party in the event of personal accidents, injury or property damage resulting from any business activity and manufactured or supplied product.

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