Directors and Officers Insurance

Directors and Officers Liability Insurance protects directors or officers against a claim made against them for a wrongful act in their management of the company.  This cover will protect their personal assets from financial loss.

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Workplace Health & Safety Investigations

Employment Issues

Your actions as a director or officer
Statutory Liability
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  • Manufacturers
  • Retailers & Wholesalers
  • Engineers & project management
  • Construction & building companies
  • Financial planners
  • Health & Medical services
  • Professional business such as Accountants & Recruitment Agencies
  • Insurance, Finance or Mortgage Brokers
  • IT companies

Appetite list is not exhaustive, if it’s not on our decline list we can still have a look at it for you

  • Any ASX 200 listed company
  • Any company whose current or past shares or ADR’s are listed or publicly traded in the USA or Canada
  • Financial Institutions
  • Airlines & aviation exposed risks
  • Telecommunications Companies
  • Oil, gas and mining exploration and production companies


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Claims Example

Directors & Officers and Company Liability insuring clauses provide indemnity for Claims resultant of a Wrongful Act committed by an Insured Person (being a Director, Officer or Employee) or the Company respectively.

Claims against either an Insured Person or Company can range from demands for compensation or damages to criminal or regulatory proceedings.

Companies regularly seek cover under the Employment Practices Liability extension for circumstances concerning Unfair Dismissal, harassment, discrimination and other related wrongful acts.

Unfair Dismissal claims are typically commenced in the Fair Work Commission via the lodgment of an Application by the claimant party.  BIA regularly responds to such applications with the aid of its specialist employment law panel partners and we aim to resolve such matters by the most appropriate means.

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Management Liability Insurance

Management Liability Insurance will protect Directors and Officers as well as the Company against a Wrongful Act committed in the management of the Company.

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Professional Indemnity Insurance provides protection for your business against a claim made by a client alleging they have suffered a financial loss as a result of your negligence or a breach of professional duty from services provided by your business.

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Public & Products Liability Insurance

Public and product liability insurance protects businesses from paying compensation to a third party in the event of personal accidents, injury or property damage resulting from any business activity and manufactured or supplied product.

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