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Insurance Legality Q&A
Jan 07

Insurance Legalities | Your questions answered

Q 1: In the case of a partnership entity named “Brian Johnson and John Johnson”, is it ok to express the partnership entity name as “Brian and John Johnson”? A: When naming a partnership, it is always best to show “Brian Johnson and John Johnson” as in the example provided...
AdobeStock_308386317_LR
Jan 04

Are all sub-contractors covered in a public liability policy?

A sub-contractor is an independent third party who provides a service on behalf of an Insured.  Sub-contractors generally specialise on one particular service, and an Insured may engage several different sub-contractors as part of their overall offering to their customers. An Insured may also engage independent third parties to provide...
two tradies in front of their SUV
Dec 10

Risk Management – What you need to know if you are hiring trades

Hiring a tradie at your place this summer? Don’t risk using unlicensed and uninsured contractors If you’re considering renovating your home, then you might be wondering which tradesperson to hire. With so many tradies to choose from, it’s perfectly understandable that you might be influenced by a friend or colleague’s...
Work Health and Safety(worker at a construction site)
Dec 01

Risk Management – Top 6 Work Health & Safety tips for your workplace

Have you ever stayed awake at night thinking about your business’s Work Health Safety standards? Workplace accidents are surely one of every business owner’s worst nightmares. Consider the long periods off work, increased workers compensation premiums and costly legal settlements. These are just some of the headache-inducing matters that employers...
factory manufacturing
Nov 24

Errors and Omissions and Product Recall Extensions – Do you know what’s covered in traditional Product Liability Insurance?

Errors and Omissions Manufacturers’ errors and omissions, along with product recall extensions, continue to gain traction within the commercial general liability insurance market segment. It is recognised that a variety of claims scenarios are not addressed by traditional Broadform or Public and Product insurance liability wordings in Australia. Whilst product...
selective focus of employee and recruiter shaking hands near green plant
Nov 10

Why do Recruitment Consultants need Professional Indemnity Insurance?

One of the key contributing factors for any successful business is the talent they employ, which is why so many businesses invest and seek the expertise of a recruitment consultant. Businesses put their trust into the recruiter’s hands to provide a candidate with not only the appropriate qualifications and experience...
Legal Entity Name (regulation)
Nov 05

Legal Entity Names – The single most important part of an insurance policy

The first and single most important part of an insurance policy is to ensure the Insured name is correct. And that Insured name MUST be a full legal entity. If you don’t get the Insured name correct or the name you enter as the Insured is not a legal entity...
Close-up portrait of his he nice attractive, cheerful practitioner guy expert specialist technician repairing hardware home-based company at modern loft industrial home office work place station
Nov 03

Why IT Liability Insurance is a Combined Policy

IT Liability insurance policies come in various forms. Some include various add-ons you expect and some you don't expect. However one of the common components that an IT Liability insurance policy has is the provision of a Professional Indemnity Section and a Public and Products Liability Section The appearance of...
NIBA General Insurer of the Year 2020
Oct 27

Berkley Insurance Australia named NIBA’s 2020 General Insurer of the Year

We are proud to announce that Berkley Insurance Australia has achieved major recognition by receiving Australia’s most prestigious industry award for insurers, the NIBA 2020 General Insurer of the of the Year Award.  The annual award was just announced at NIBA’s annual conference this year held virtually.  The awards are...
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