Public & Products Liability Articles

Public & Products Liability

Global Supply Chain Contagion: Product Recall Risks for the Australian Importer

In today’s interconnected global economy, a single product defect can rapidly evolve into a widespread liability event affecting manufacturers, importers, distributors and brand owners across multiple jurisdictions. As supply chains become increasingly complex, businesses are facing a growing challenge: risk contagion.

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Professional Indemnity, Public & Products Liability

The Subcontractor Trap: PI and GL Risks in Multi-Tiered Construction Projects

Modern construction projects are becoming increasingly complex, with multiple layers of contractors, subcontractors, consultants, and specialist trades all contributing to the final outcome. While this structure can deliver efficiency and expertise, it can also create significant uncertainty when things go wrong.

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General News, Public & Products Liability

Introducing a Smarter Way to Cover Glass: Plate Glass Insurance Now Available

Brokers are constantly balancing speed, efficiency, and ensuring their clients are properly protected. At Berkley Insurance Australia, we understand that placing business shouldn’t require juggling multiple policies to meet common leasing or operational requirements.

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Educational, IT Liability, Professional Indemnity, Public & Products Liability

Augmented Reality Meets Insurance: A New Dimension of Risk

Augmented Reality has come a long way - from clunky headsets to apps we now use without even thinking. The term Augmented Reality (AR) became widely recognised in the1990s, particularly in aerospace and military sectors, however the concept dates back much further than this.

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Public & Products Liability

Product Liability Insurance: Helping Your Clients Protect Themselves with Run-off Cover

As Product Liability Insurance policies are occurrence based, in order to respond to a claim for injury or damage arising from a product there must be a current policy in place at the time that the injury or damage occurs, regardless of when the product was sold.

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Public & Products Liability

The Unseen Danger of Internal Labour Hire

Companies set up internal labour hire arrangements to achieve flexibility and reduce costs, but they rarely think of the insurance implications, which is leading to a growing risk of workers’ compensation claims flowing through to general indemnity policies.

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Public & Products Liability

3D Printing - Insurance Considerations

While 3D printing is still seen as an emerging risk, it may be a surprise to some that it has actually been around for more than 30 years.

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Public & Products Liability

Principal Contractors Duty of Care

You have seen it before, and you will likely see it again: principal contractors having to respond to liability claims regarding their alleged duty of care for a subcontractor’s system of work.

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Professional Indemnity, Public & Products Liability

Contract Insights – Proportionate Liability

The application or exclusion of proportionate liability regimes is an increasingly common contractual issue that Insureds, particularly in the construction industry, need to understand and deal with.

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Public & Products Liability

Common Public & Product Liability Extensions

In addition to the standard cover provided under a Public and Products Liability (PPL) policy, there are a variety of optional extensions available that provide cover for additional exposures your client’s business may face.

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