Professional Indemnity Articles

Public & Products Liability, Professional Indemnity, Management Liability

Legal Entity Names: The Most Critical Detail in Any Insurance Policy

October 26, 2026

In insurance placement, no detail is more critical—or more frequently overlooked—than ensuring the correct legal entity appears as a named insured on the policy. An incorrect or incomplete or inaccurate named insured could result in adverse cover outcomes.

A legal entity may be defined as an individual, a company, or organisation recognised by law as having distinct legal rights, duties and responsibilities under a legal system, such as the ability to enter into contracts.

Professional Indemnity, Public & Products Liability

The Subcontractor Trap: PI and GL Risks in Multi-Tiered Construction Projects

August 06, 2026

Modern construction projects are becoming increasingly complex, with multiple layers of contractors, subcontractors, consultants, and specialist trades all contributing to the final outcome. While this structure can deliver efficiency and expertise, it can also create significant uncertainty when things go wrong.

Professional Indemnity

Inquiry Costs and Professional Indemnity Insurance

July 27, 2026

Regulatory and disciplinary scrutiny is an increasing reality for many professionals. Even where no civil claim is made, enquiries by regulators, licensing bodies or professional associations can result in significant legal costs. Some Professional Indemnity (PI) policies include provisions intended to address this exposure through inquiry costs cover.

Professional Indemnity

Why Run-Off Cover Matters: A Critical Consideration for Professional Indemnity Insurance

January 08, 2026

In the world of professional services, risk doesn’t end when the business closes its doors. Whether due to retirement, sale, merger, or simply winding down operations, professionals remain exposed to claims arising from past work.

Educational, IT Liability, Professional Indemnity, Public & Products Liability

Augmented Reality Meets Insurance: A New Dimension of Risk

September 19, 2025

Augmented Reality has come a long way - from clunky headsets to apps we now use without even thinking. The term Augmented Reality (AR) became widely recognised in the1990s, particularly in aerospace and military sectors, however the concept dates back much further than this.

Professional Indemnity

Professional Indemnity: Common Policy Exclusions

June 25, 2025

Professional Indemnity (PI) insurance is designed to cover insureds for their liability to pay compensation for errors and omissions that may arise in relation to professional services they provide.

Professional Indemnity

Solicitors Professional Indemnity Top Up Insurance

May 20, 2025

In Victoria, solicitors who engage in private legal practice are required to be covered by professional indemnity insurance (PII) for legal liability that may arise from their professional services.

Professional Indemnity

Professional Indemnity: Understanding Territorial Limits and Jurisdictional Limits

January 28, 2025

Professional Indemnity (PI) insurance is designed to cover insureds for their liability to pay compensation for errors and omissions that may arise in relation to professional services they provide.

Professional Indemnity, Public & Products Liability

Contract Insights – Proportionate Liability

January 23, 2025

The application or exclusion of proportionate liability regimes is an increasingly common contractual issue that Insureds, particularly in the construction industry, need to understand and deal with.

Featured, General News, Professional Indemnity

What is a Miscellaneous Professional Indemnity (PI) Risk?

September 05, 2024

As an insurance professional, you might have encountered this question: "What exactly is a miscellaneous Professional Indemnity risk?" The key to understanding what we mean by a “miscellaneous risk” is to think about what it 𝐢𝐬𝐧’𝐭.