Expert Articles

Public & Products Liability, Professional Indemnity, Management Liability

Legal Entity Names: The Most Critical Detail in Any Insurance Policy

October 26, 2026

In insurance placement, no detail is more critical—or more frequently overlooked—than ensuring the correct legal entity appears as a named insured on the policy. An incorrect or incomplete or inaccurate named insured could result in adverse cover outcomes.

A legal entity may be defined as an individual, a company, or organisation recognised by law as having distinct legal rights, duties and responsibilities under a legal system, such as the ability to enter into contracts.

Directors and Officers

Why D&O Policies Have Two Main Insuring Clauses

October 25, 2026

A question that often comes up when discussing Directors and Officers (D&O) insurance is why a typical policy may include two main insuring clauses:

1. Directors and Officers Liability, also known as Side A

2. Company Reimbursement, also known as Side B

In simple terms, the two clauses exist to deal with who actually pays the claim. In some situations, the company can pay. In others, it cannot. The policy is structured so it responds appropriately in either scenario.

Life Sciences

Berkley Insurance Australia’s Life Sciences Experience: Global Expertise, Local Solutions

October 18, 2026

Berkley Insurance Australia (BIA) has been delivering tailored insurance solutions to Australian businesses since 2007. As part of the W. R. Berkley Corporation, BIA combines deep local knowledge with international expertise to provide coverage for complex and emerging risks.

Design and Construction PI

Design & Construct PI: Supporting Clients Through a Changing Risk Landscape

October 15, 2026

The Design and Construct (D&C) Professional Indemnity (PI) landscape continues to shift, in response to regulatory developments and heightened scrutiny of construction practices. The introduction of the New South Wales Design and Building Practitioners Act (NSW DBP) has been a key driver of this change, expanding the range of parties exposed to professional liability and raising awareness of the risks associated with design-related activities.

Public & Products Liability

From Warehouse to Web – General Liability Risks in E-Commerce and Drop Shipping

October 15, 2026

The growth of e-commerce and drop shipping has created significant opportunities for businesses to reach customers globally, but it has also introduced a range of complex liability exposures that need to be considered when advising clients and placing insurance programs. This webinar will examine the evolving risk landscape surrounding online retail operations and provide practical insights into the key liability issues affecting e-commerce businesses today.