Directors and Officers Articles

Directors and Officers

Why D&O Policies Have Two Main Insuring Clauses

October 25, 2026

A question that often comes up when discussing Directors and Officers (D&O) insurance is why a typical policy may include two main insuring clauses:

1. Directors and Officers Liability, also known as Side A

2. Company Reimbursement, also known as Side B

In simple terms, the two clauses exist to deal with who actually pays the claim. In some situations, the company can pay. In others, it cannot. The policy is structured so it responds appropriately in either scenario.

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Directors and Officers, Management Liability

AI in Hiring: Bias, Discrimination Risks and Merging Liability Considerations

March 17, 2026

Artificial intelligence (AI) is playing an increasing role in recruitment across Australia, with many organisations adopting AI‑enabled tools to assist in screening résumés, ranking candidates, conducting online assessments or analysing video interviews.

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Directors and Officers

Governance Gone Wrong: D&O Claims in Not-for-Profits and Charities

February 24, 2026

Not‑for‑profits and charities might run on purpose and ideals, but they’re not immune from messy disputes, financial blow‑ups, or allegations that land squarely on the shoulders of directors and officers.

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Directors and Officers, Management Liability

Understanding the Difference between Management Liability and Directors & Officers Insurance

January 14, 2026

Distinguishing between Management Liability (ML) and Directors & Officers (D&O) insurance can be challenging. While these products share some similarities, they serve distinct purposes and address different types of risk.

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Directors and Officers, Management Liability

Change in Control Events

November 22, 2024

With corporate structures constantly evolving, particularly during periods of mergers, acquisitions or other significant transactions, its crucial for both businesses and insurance brokers to understand how these changes affect Directors and Officers (D&O) and Management Liability (ML) insurance.

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Directors and Officers, Educational, General News, Management Liability, Sole Traders ML

BIA Continues to offer broad Management Liability

March 07, 2024

Berkley Insurance Australia recognises this need and offers broad Management Liability solutions, including Entity cover or Organisational Liability, tailored to meet the evolving demands of your clients' businesses.

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Associations Liability, Design and Construction PI, Directors and Officers, Educational, IT Liability, Professional Indemnity, Professional Liability

Understanding Professional Indemnity Insurance: The Average Provision

January 07, 2024

Professional Indemnity (PI) Insurance provides businesses and professionals with cover for their liability for compensation arising from errors and omissions in connection with the professional services they provide to their customers.

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Associations Liability, Design and Construction PI, Directors and Officers, Educational, General News, IT Liability, Management Liability, Professional Indemnity, Professional Liability, Public & Products Liability, Sole Traders ML

What is a ‘named insured’ and ‘interested party’

February 08, 2023

Every industry comes with its own jargon and terminology, but as an insurance professional, you’ll probably agree that ours seem to have a particularly special amount of terms that are not as straightforward as they sound, or that overlap with other, similar sounding definitions.

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Directors and Officers, Educational, Featured, General News, Management Liability

All About Director IDs

November 10, 2022

Legislation was introduced over 12 months ago requiring a director to verify their identity and receive a director identification number (director ID).

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Associations Liability, Design and Construction PI, Directors and Officers, Educational, General News, IT Liability, Management Liability, Professional Indemnity, Professional Liability, Public & Products Liability

Presenting a Risk to an Underwriter

June 03, 2022

Here at Berkley Insurance Australia, information is everything. That’s why we trust you, our Brokers, to give us as much information as possible when presenting us with any new risks or renewals.

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