COOKIE POLICY

About Berkley

Berkley is the name we use to describe Berkley Insurance Company (limited company incorporated in Delaware, USA) ABN 53 126 559 706 and its business units Berkley Insurance Australia and Berkley Re Australia (“Berkley, “we”, “us” and “our”).

We collect and use data related to your online activity using cookies and other related technologies. This Cookies Notice (“Notice”) provides information about how and why we do this, and how you can manage your preferences.

You can read more information in the Berkley Privacy Policy available at www.berkleyinaus.com.au and www.berkleyre.com/anz.

What are cookies?

There are various technologies that allow tracking of online activity.

The most commonly used technology is cookies. These are text files containing small amounts of information, which your computer or device creates when you visit a website. When you return to the website, it can read these text files, and recognise your device, helping to enable website features and functionality.

Cookies are useful in many ways because they:

• provide us with information on how our website is being used;
• recognise when you return to websites and remember your preferences;
• assist us with product and service research, development and business strategy;
• allow marketing messages to be tailored to your interests, both on and off our websites; and generally improve your browsing experience.

When do we place cookies?

We place cookies on your computer or device when you visit our websites. This helps us provide the best possible browsing experience for you. Other websites will also place cookies on your computer or device, and they may share information and insights with us, for example when we partner with them for advertising purposes.

What types of cookies do we use?

There are different types of cookies:

Session-Based Cookies	These cookies store temporary information and are usually deleted when you close your browser.
Persistent Cookies	These cookies are stored in your browser for a set amount of time and stay on your computer or device after you close your browser.
First Party Cookies	These are our cookies that we set up on your computer or device.
Third Party Cookies	Other websites or servers set these cookies up on our behalf.

The types of cookies also have different functions:

Function	Description
Authentication Security Basic Functionality	We call these “Necessary Cookies”. They enable you to navigate the website and to use its services and features. Without these absolutely necessary cookies, the website will not perform as smoothly for you as we would like it to and we may not be able to provide the website or certain services or features. These cookies do not collect information about you and are not used for marketing or remember when you have been online.
Website Performance	We call these “Performance Cookies”. They allow us to collect information about how our website is performing. For example, they tell us the number of visits our website receives and traffic sources, so that we can measure and improve the performance of our website. All information these cookies collect is aggregated and therefore anonymous. This allows us to see the overall patterns of usage on our website, without attributing that usage to an individual.
Preferences	We call these “Functional Cookies”. They collect and store information about your choices and preferences, and allow us to remember language or other local settings and customise our websites accordingly. Without these cookies, our website will not remember any choices you have previously made.
Analytics	We call these “Analytics Cookies”. They do things like store information about your use of our website and enable us to improve the way they work. For example, analytics cookies show us which are the most frequently visited pages on the website, help us record any difficulties you have with the website, and show us whether our advertising is effective or not. This allows us to see the overall patterns of usage on the website, rather than the usage of a single person. We use the information to analyse website traffic, but we do not examine this information for individually identifying information.
Google Analytics	We may use Google Analytics services, which utilise cookies and similar technologies to collect and analyse information and report on activities and trends. This service may also collect information regarding the use of other website, apps and online resources. More information about Google’s practices can be found at Google Privacy and Terms.

To the extent any personal information is collected through cookies, the Berkley Privacy Policy applies and compliments this Notice.

How do I manage cookies?

You can change your settings for cookies here: Cookie Preference Management Centre.

In addition, you can control how cookies are used on your computer or device by changing your browser settings. Information about the procedure to follow can be found on your internet browser provider’s website via the help screen.

Depending on which browser you are using, you can tailor how your computer or device stores cookies. Options may include deleting all or some cookies, not accepting any cookies or being notified when cookies are being used. You can delete existing cookies on your computer or device and block new cookies if you do not want your online activity to be tracked and remembered. Without cookies, we are not able to recognise you across visits to our websites.

If you are a user or account holder with a digital platform such as Google, you may wish to consider managing your tracking preferences with these platforms which can often be done by adjusting the relevant settings of the accounts which you hold with each respective platform. You can also opt out of Google Analytics by downloading the Google Analytics Opt-out browser Add-on, available here.

It is important to keep in mind that:

• your experience on our websites may be limited if you decide to delete or block certain cookies;
• if you delete all your cookies, you will have to update your preferences with us again;
• if you use a different computer, device or browser you will have to tell us your preferences again; and
• unless you block cookies entirely, new cookies will continue to be placed on your browser as you interact online, so you will need to check and delete cookies each time you go online.

We do not mind what you do with cookies. We will do our best to give you the best experience we can, whatever you choose.

Revision of our Cookies Notice

We may change this Notice from time to time. If we do so, we will publish the updated version on our websites. We encourage you to review and check our websites regularly for any updates to this Notice.

Your continued use of our websites, products or services, after this Notice has been revised, constitutes your acceptance of the revised Notice.

Further information

If you would like further information, please contact us using the details below.