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Public & Products Liability

General Liability Exposures for Host Employers

By Maria Gonzalez | 08/06/2021
General Liability Exposures for Host Employers (Two workers just finished work)

It is typical in today’s fast-moving and ever-changing society that the benefits of engaging in a labour-hire arrangement present a compelling commercial argument for those businesses wishing to do so.…

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Insurance Market Continues to Harden with Capacity Dropping

By Maria Gonzalez | 09/03/2021
Need more capacity as the market is hardening?

As the market continues to harden one of the responses of many insurers is to reduce their capacity limit available on risks. Some insurers reduce their capacity from $20M to…

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Steadfast SCTP is the leading platform for General Liability

By Maria Gonzalez | 18/02/2021
SCTP Platform (robotic arm touching a heart)

Berkley Insurance Australia joined the Steadfast SCTP over 12 months ago now and the take-up from brokers has been better than expected. The SCTP is an online automated underwriting platform…

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Product Liability Exposures for Online Retailers

By Maria Gonzalez | 04/02/2021
Product Liability Exposures for Online Retailers (women checking the product she had brought online)

Online retailing is a growing trend which has substantially increased since the COVID-19 pandemic.  With easy access for consumers via online marketplaces such as Amazon and eBay, reduced overheads, and…

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Insurance Legalities | Your questions answered

By Maria Gonzalez | 07/01/2021
Insurance Legality Q&A

Q 1: In the case of a partnership entity named “Brian Johnson and John Johnson”, is it ok to express the partnership entity name as “Brian and John Johnson”? A:…

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Are all sub-contractors covered in a public liability policy?

By Maria Gonzalez | 04/01/2021

A sub-contractor is an independent third party who provides a service on behalf of an Insured.  Sub-contractors generally specialise on one particular service, and an Insured may engage several different…

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Risk Management – What you need to know if you are hiring trades

By Maria Gonzalez | 10/12/2020
two tradies in front of their SUV

Hiring a tradie at your place this summer? Don’t risk using unlicensed and uninsured contractors As 2020 thankfully draws to a close, many of us will take a well-deserved break…

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Risk Management – Top 6 Work Health & Safety tips for your workplace

By Maria Gonzalez | 01/12/2020
Work Health and Safety(worker at a construction site)

Have you ever stayed awake at night thinking about your business’s Work Health Safety standards? Workplace accidents are surely one of every business owner’s worst nightmares. Consider the long periods…

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Errors and Omissions and Product Recall Extensions – Do you know what’s covered in traditional Product Liability Insurance?

By Maria Gonzalez | 24/11/2020
factory manufacturing

Errors and Omissions Manufacturers’ errors and omissions, along with product recall extensions, continue to gain traction within the commercial general liability insurance market segment. It is recognised that a variety…

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How to get a Public and Products Liability Quote

By Maria Gonzalez | 13/07/2020
How to get Public Liability insurance?

When a broker is looking to obtain a Public and Products Liability (General Liability) quotation for new business there are some essential elements for obtaining a competitive premium and comprehensive…

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