Public & Products Liability
Insurance Legalities | Your questions answered
Q 1: In the case of a partnership entity named “Brian Johnson and John Johnson”, is it ok to express the partnership entity name as “Brian and John Johnson”? A:…
Read MoreAre all sub-contractors covered in a public liability policy?
A sub-contractor is an independent third party who provides a service on behalf of an Insured. Sub-contractors generally specialise on one particular service, and an Insured may engage several different…
Read MoreRisk Management – What you need to know if you are hiring trades
Hiring a tradie at your place this summer? Don’t risk using unlicensed and uninsured contractors As 2020 thankfully draws to a close, many of us will take a well-deserved break…
Read MoreRisk Management – Top 6 Work Health & Safety tips for your workplace
Have you ever stayed awake at night thinking about your business’s Work Health Safety standards? Workplace accidents are surely one of every business owner’s worst nightmares. Consider the long periods…
Read MoreErrors and Omissions and Product Recall Extensions – Do you know what’s covered in traditional Product Liability Insurance?
Errors and Omissions Manufacturers’ errors and omissions, along with product recall extensions, continue to gain traction within the commercial general liability insurance market segment. It is recognised that a variety…
Read MoreHow to get a Public and Products Liability Quote
When a broker is looking to obtain a Public and Products Liability (General Liability) quotation for new business there are some essential elements for obtaining a competitive premium and comprehensive…
Read MoreProduct Liability – The Other Half
What is General Liability? A standard General Liability Policy will provide two sections of cover, public liability and product liability. From these two sections a liability policy will cover compensation…
Read MoreProduct Recall Expenses Extension
What is it? Product Recall Expenses can be an extension on a Public and Products Liability (also known as Broadform or General Liability) policy. Whilst many businesses mitigate their risk…
Read MorePublic & Products Liability Insurance Vs Professional Indemnity Insurance
What Is Public and Products Liability Insurance? Public and Products Liability Insurance also known as General Liability (GL) protects you and your business against financial loss arising from your legal liability…
Read MoreWhy Is The Insurance Market Hardening
What is a Hard Market? The insurance market is cyclical, moving through both hard and soft markets. A soft market is generally characterised by low rates, high limits and readily…
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