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Public & Products Liability

Product Liability Exposures for Online Retailers

By Maria Gonzalez | 04/02/2021
Product Liability Exposures for Online Retailers (women checking the product she had brought online)

Online retailing is a growing trend which has substantially increased since the COVID-19 pandemic.  With easy access for consumers via online marketplaces such as Amazon and eBay, reduced overheads, and…

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Insurance Legalities | Your questions answered

By Maria Gonzalez | 07/01/2021
Insurance Legality Q&A

Q 1: In the case of a partnership entity named “Brian Johnson and John Johnson”, is it ok to express the partnership entity name as “Brian and John Johnson”? A:…

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Are all sub-contractors covered in a public liability policy?

By Maria Gonzalez | 04/01/2021

A sub-contractor is an independent third party who provides a service on behalf of an Insured.  Sub-contractors generally specialise on one particular service, and an Insured may engage several different…

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Risk Management – What you need to know if you are hiring trades

By Maria Gonzalez | 10/12/2020
two tradies in front of their SUV

Hiring a tradie at your place this summer? Don’t risk using unlicensed and uninsured contractors As 2020 thankfully draws to a close, many of us will take a well-deserved break…

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Risk Management – Top 6 Work Health & Safety tips for your workplace

By Maria Gonzalez | 01/12/2020
Work Health and Safety(worker at a construction site)

Have you ever stayed awake at night thinking about your business’s Work Health Safety standards? Workplace accidents are surely one of every business owner’s worst nightmares. Consider the long periods…

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Errors and Omissions and Product Recall Extensions – Do you know what’s covered in traditional Product Liability Insurance?

By Maria Gonzalez | 24/11/2020
factory manufacturing

Errors and Omissions Manufacturers’ errors and omissions, along with product recall extensions, continue to gain traction within the commercial general liability insurance market segment. It is recognised that a variety…

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How to get a Public and Products Liability Quote

By Maria Gonzalez | 13/07/2020
How to get Public Liability insurance?

When a broker is looking to obtain a Public and Products Liability (General Liability) quotation for new business there are some essential elements for obtaining a competitive premium and comprehensive…

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Product Liability – The Other Half

By Maria Gonzalez | 13/05/2020
Portrait of pretty young woman working at modern food factory and inspecting macaroni on production line, copy space

What is General Liability? A standard General Liability Policy will provide two sections of cover, public liability and product liability.  From these two sections a liability policy will cover compensation…

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Product Recall Expenses Extension

By Maria Gonzalez | 29/04/2020
Recall Extension (Cardboard boxes on conveyor roller in distribution warehouse, Delivery and packaging service concept background.)

What is it? Product Recall Expenses can be an extension on a Public and Products Liability (also known as Broadform or General Liability) policy. Whilst many businesses mitigate their risk…

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Public & Products Liability Insurance Vs Professional Indemnity Insurance

By Maria Gonzalez | 10/03/2020
Head of the Department Holds Laptop and Discuss Product Details with Chief Engineer while They Walk Through Modern Factory.

What Is Public and Products Liability Insurance? Public and Products Liability Insurance also known as General Liability (GL) protects you and your business against financial loss arising from your legal liability…

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