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Public & Products Liability

Augmented Reality Meets Insurance: A New Dimension of Risk

By Chelsea Symons | 19/09/2025

Augmented Reality has come a long way – from clunky headsets to apps we now use without even thinking. The term Augmented Reality (AR) became widely recognised in the1990s, particularly…

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Product Liability Insurance: Helping Your Clients Protect Themselves with Run-off Cover

By Chelsea Symons | 27/08/2025

As Product Liability Insurance policies are occurrence based, in order to respond to a claim for injury or damage arising from a product there must be a current policy in…

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The Unseen Danger of Internal Labour Hire

By Chelsea Symons | 13/08/2025

Originally published on insuranceNews.com.au on 4 August 2025. Republished with permission from insuranceNews. Companies set up internal labour hire arrangements to achieve flexibility and reduce costs, but they rarely think…

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3D Printing – Insurance Considerations

By Chelsea Symons | 14/05/2025

While 3D printing is still seen as an emerging risk, it may be a surprise to some that it has actually been around for more than 30 years. 3D printing…

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Principal Contractors Duty of Care

By Chelsea Symons | 01/04/2025
a yellow hard hat lying on the ground at a construction site, with the front of the helmet noticeably dirty. The helmet is in sharp focus, while the background, featuring a building under construction, is intentionally blurred. The scene is bathed in bright daylight, highlighting the stark contrast between the clean, sharp foreground and the indistinct, busy background. This photograph is ideal for use in materials related to construction safety, job site conditions, and occupational health. Perfect for blogs, articles, or marketing materials aiming to emphasize the importance of safety gear and construction environments.

You have seen it before, and you will likely see it again: principal contractors having to respond to liability claims regarding their alleged duty of care for a subcontractor’s system…

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Contract Insights – Proportionate Liability

By Chelsea Symons | 23/01/2025
Lawyer, broker or HR manager signing a contract agreement with client or employee. Financial advisor asking for woman signature for insurance, legal paperwork or claim document.

The application or exclusion of proportionate liability regimes is an increasingly common contractual issue that Insureds, particularly in the construction industry, need to understand and deal with. In this article…

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Common Public & Product Liability Extensions

By Chelsea Symons | 11/10/2024
A person stands in a warehouse holding their lower back in pain, implying potential injury

In addition to the standard cover provided under a Public and Products Liability (PPL) policy, there are a variety of optional extensions available that provide cover for additional exposures your…

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Why Combining GL and PI Policies Makes Sense for Your Professional Clients

By Chelsea Symons | 23/08/2024
Mentor, training and a woman manager with an employee in the office for coaching on company vision. Management, meeting and a female business person talking to a professional male colleague at work.

Managing your professional clients GL and PI policies can often feel a lot like herding cats. That’s before you even get started on their property coverage. With different policies, varying…

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Solving the Public and Products Liability Puzzle

By Maria Gonzalez | 27/06/2024
The image shows a close-up view of a partially completed jigsaw puzzle with miniature figurines of people standing on the puzzle pieces. The puzzle pieces are colorful and depict various patterns and images. The figurines appear to be engaged in different activities, creating a scene that combines elements of both the real world and the puzzle world. The background is slightly blurred, drawing focus to the detailed textures and colors of the puzzle pieces and the small figures.

In the realm of public and products liability, businesses often find themselves navigating a complex landscape. Understanding the nuances of liability coverage, risk management, and emerging challenges is crucial for…

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Medical Devices Powered by Lithium-ion Batteries: Safety Considerations

By Maria Gonzalez | 26/04/2024
The image shows a representation of lithium and lithium-ion batteries. On the left side, there is a metallic square with the symbol "Li," atomic number "3," and the name "Lithium" written on it. In front of this square are several pieces of metallic lithium ore. To the right, there are six blue cylindrical lithium-ion batteries, some standing upright and others lying down. The batteries have text on them that reads "Lithium Ion Battery 3.7 V 1500 mAh."

We are pleased to share insights from Berkley Life Sciences, a member of the W. R. Berkley Corporation insurance companies. The development of lithium-ion batteries, also known as “Li-ion” batteries,…

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