Public & Products Liability Archives

3D Printing – Insurance Considerations

By Chelsea Symons | 14/05/2025

While 3D printing is still seen as an emerging risk, it may be a surprise to some that it has actually been around for more than 30 years. 3D printing…

Principal Contractors Duty of Care

By Chelsea Symons | 01/04/2025

a yellow hard hat lying on the ground at a construction site, with the front of the helmet noticeably dirty. The helmet is in sharp focus, while the background, featuring a building under construction, is intentionally blurred. The scene is bathed in bright daylight, highlighting the stark contrast between the clean, sharp foreground and the indistinct, busy background. This photograph is ideal for use in materials related to construction safety, job site conditions, and occupational health. Perfect for blogs, articles, or marketing materials aiming to emphasize the importance of safety gear and construction environments.

You have seen it before, and you will likely see it again: principal contractors having to respond to liability claims regarding their alleged duty of care for a subcontractor’s system…

Contract Insights – Proportionate Liability

By Chelsea Symons | 23/01/2025

Lawyer, broker or HR manager signing a contract agreement with client or employee. Financial advisor asking for woman signature for insurance, legal paperwork or claim document.

The application or exclusion of proportionate liability regimes is an increasingly common contractual issue that Insureds, particularly in the construction industry, need to understand and deal with. In this article…

Common Public & Product Liability Extensions

By Chelsea Symons | 11/10/2024

A person stands in a warehouse holding their lower back in pain, implying potential injury

In addition to the standard cover provided under a Public and Products Liability (PPL) policy, there are a variety of optional extensions available that provide cover for additional exposures your…

Why Combining GL and PI Policies Makes Sense for Your Professional Clients

By Chelsea Symons | 23/08/2024

Mentor, training and a woman manager with an employee in the office for coaching on company vision. Management, meeting and a female business person talking to a professional male colleague at work.

Managing your professional clients GL and PI policies can often feel a lot like herding cats. That’s before you even get started on their property coverage. With different policies, varying…

Solving the Public and Products Liability Puzzle

By Maria Gonzalez | 27/06/2024

The image shows a close-up view of a partially completed jigsaw puzzle with miniature figurines of people standing on the puzzle pieces. The puzzle pieces are colorful and depict various patterns and images. The figurines appear to be engaged in different activities, creating a scene that combines elements of both the real world and the puzzle world. The background is slightly blurred, drawing focus to the detailed textures and colors of the puzzle pieces and the small figures.

In the realm of public and products liability, businesses often find themselves navigating a complex landscape. Understanding the nuances of liability coverage, risk management, and emerging challenges is crucial for…

Medical Devices Powered by Lithium-ion Batteries: Safety Considerations

By Maria Gonzalez | 26/04/2024

The image shows a representation of lithium and lithium-ion batteries. On the left side, there is a metallic square with the symbol "Li," atomic number "3," and the name "Lithium" written on it. In front of this square are several pieces of metallic lithium ore. To the right, there are six blue cylindrical lithium-ion batteries, some standing upright and others lying down. The batteries have text on them that reads "Lithium Ion Battery 3.7 V 1500 mAh."

We are pleased to share insights from Berkley Life Sciences, a member of the W. R. Berkley Corporation insurance companies. The development of lithium-ion batteries, also known as “Li-ion” batteries,…

Technical Insights of Artificial Intelligence in Insurance

By Maria Gonzalez | 11/03/2024

A business man working alongside an artificial intelligence cyborg in an office setting, depicting the future of work and the integration of AI in the workforce, generative ai

In today’s rapidly advancing technological landscape, Artificial Intelligence (AI) has emerged as a critical driver of innovation, transforming operations and decision-making processes across various occupations. As insurance brokers, a deep…

The Complex Terrain of Labour Hire: Insights from Our Leaders

By Maria Gonzalez | 18/01/2024

The image shows a pattern of human figures in various poses, arranged in rows and columns. The background is light blue, and the figures are depicted in dark blue. There are several yellow puzzle pieces scattered throughout the image, creating gaps in the pattern of human figures. The puzzle pieces have different shapes and sizes, fitting together to form a cohesive design.

In the ever-evolving landscape of insurance, one of the most pressing challenges faced by insurers today is the surge in Public & Products Liability (PPL) claims, particularly those arising from…

Streamlining Efficiency in Liability Insurance Management

By Maria Gonzalez | 20/11/2023

The image shows a flowchart made of wooden blocks on a yellow background. The flowchart consists of eight wooden blocks arranged in a sequence with arrows connecting them, leading to a final block that features an image of a target with an arrow hitting the bullseye.

bindIT is a digital platform designed to enhance the efficiency of brokers in handling various liability coverages including Public & Products Liability, Management Liability, and IT Liability. The platform leverages…

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