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Professional Indemnity

Why Run-Off Cover Matters: A Critical Consideration for Professional Indemnity Insurance

By Chelsea Symons | 09/01/2026

In the world of professional services, risk doesn’t end when the business closes its doors.Whether due to retirement, sale, merger, or simply winding down operations, professionalsremain exposed to claims arising…

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Augmented Reality Meets Insurance: A New Dimension of Risk

By Chelsea Symons | 19/09/2025

Augmented Reality has come a long way – from clunky headsets to apps we now use without even thinking. The term Augmented Reality (AR) became widely recognised in the1990s, particularly…

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Professional Indemnity: Common Policy Exclusions

By Chelsea Symons | 25/06/2025

Professional Indemnity (PI) insurance is designed to cover insureds for their liability to pay compensation for errors and omissions that may arise in relation to professional services they provide. When…

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Solicitors Professional Indemnity Top Up Insurance

By Chelsea Symons | 20/05/2025

Changes to compulsory policy limit in Victoria In Victoria, solicitors who engage in private legal practice are required to be covered by professional indemnity insurance (PII) for legal liability that…

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Professional Indemnity: Understanding Territorial Limits and Jurisdictional Limits

By Chelsea Symons | 28/01/2025
Two industrial operations team members in shipping yard conducting an inspection amidst stacked shipping containers. They are wearing safety vests and helmets, ensuring safety and efficiency

Professional Indemnity (PI) insurance is designed to cover insureds for their liability to pay compensation for errors and omissions that may arise in relation to professional services they provide. Where…

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Contract Insights – Proportionate Liability

By Chelsea Symons | 23/01/2025
Lawyer, broker or HR manager signing a contract agreement with client or employee. Financial advisor asking for woman signature for insurance, legal paperwork or claim document.

The application or exclusion of proportionate liability regimes is an increasingly common contractual issue that Insureds, particularly in the construction industry, need to understand and deal with. In this article…

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What is a Miscellaneous Professional Indemnity (PI) Risk?

By Chelsea Symons | 06/09/2024
he image shows two individuals sitting at a table in what appears to be an office setting. One individual, dressed in a business suit, is holding and pointing to a document with a pen, while the other individual, dressed more casually, is looking at the document. Various items, including a white coffee cup and some papers, are on the table. The background includes office furniture and equipment.

As an insurance professional, you might have encountered this question: “What exactly is a miscellaneous Professional Indemnity risk?” The key to understanding what we mean by a “miscellaneous risk” is…

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Why Combining GL and PI Policies Makes Sense for Your Professional Clients

By Chelsea Symons | 23/08/2024
Mentor, training and a woman manager with an employee in the office for coaching on company vision. Management, meeting and a female business person talking to a professional male colleague at work.

Managing your professional clients GL and PI policies can often feel a lot like herding cats. That’s before you even get started on their property coverage. With different policies, varying…

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Selling a Business: Key Considerations for Professional Indemnity Insurance

By Chelsea Symons | 23/08/2024
The image shows two people sitting at a desk, engaged in a discussion or meeting. One person is pointing to a document on the table, while the other person's hands are resting on the desk. There is an open binder with papers, a notebook, and a laptop also visible on the desk. The setting appears to be an office or professional environment.

Selling a business can be a complex process that requires careful planning and consideration. While most business owners can focus their attention on negotiations, contracts, and valuations, it is crucial…

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Berkley expands broker portal bindIT to Professional Indemnity

By Chelsea Symons | 08/08/2024
The image shows a person sitting at a desk with two computer monitors. The left monitor displays a webpage with a green sidebar and some text, while the right monitor shows another webpage with what appears to be an image of food and some text. The person is using a keyboard and mouse, and there is a pink water bottle with heart designs on the desk. There are also some small objects, possibly toys or decorations, on the desk near the monitors.

Berkley Insurance Australia (BIA) has expanded its online broker platform, bindIT, to include Professional Indemnity Insurance. bindIT is BIA’s automated portal for brokers. It offer access to a suite of…

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