BERKLEY INSURANCE AUSTRALIA
Family Violence Policy
The purpose of this policy is to set out standards of conduct undertaken by Berkley Insurance Australia in assisting customers who may be affected by family violence.
The policy recognises that family violence is a serious issue in Australian society.
Whenever family violence is identified, our paramount concern is that the safety of the customer affected by family violence and their family is protected.
WHAT IS FAMILY VIOLENCE
In Australian law ‘family violence’ is defined as under the Family Law Act (Cth) as ‘violent, threatening or other behaviour by a person that coerces or controls a member of the person’s family… or causes the family member to be fearful”.
Family violence means much more than physical violence and includes:
a.) Emotional abuse;
b.) Psychological abuse;
c.) Sexual abuse;
d.) Financial or economic abuse; and
e.) Damage to property.
KEY ELEMENTS OF OUR POLICY
Our policy will address the following areas:
a.) Protecting private and confidential information of customers affected by family violence;
b.) Minimising the number of times a customer affected by family violence needs to disclose information about family violence;
c.) Ensuring appropriate and sensitive claims handling processes for claimants affected by family violence;
d.) Ensuring collection arrangements are handled sensitively; and
e.) Arranging access to financial hardship help if applicable.
We will provide training programs for our employees to assist them to:
a.) Understand if a customer may be vulnerable;
b.) Decide to what extent they can support a vulnerable customer;
c.) Take account of a customer’s particular needs or vulnerability; and
d.) Engage with vulnerable customers with sensitivity, dignity, respect and compassion.
We do not expect our employees to be social workers or experts in family violence however training can help employees to reduce the impact of family violence on customers.
We will review and revise our training programs as required.